Call reports 2007
ELKVILLE STATE BANK — 2007
What ELKVILLE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,502,000 | 17,919,000 | 18,359,000 | 18,365,000 |
| Total loans | 3,100,000 | 3,304,000 | 3,286,000 | 3,660,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 69,000 |
| Securities available for sale | 13,517,000 | 13,072,000 | 13,260,000 | 13,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,325,000 | 14,810,000 | 14,994,000 | 14,947,000 |
| Interest-bearing deposits | 11,019,000 | 11,125,000 | 11,339,000 | 11,201,000 |
| Noninterest-bearing deposits | 3,306,000 | 3,685,000 | 3,655,000 | 3,746,000 |
| Equity capital | 3,121,000 | 3,059,000 | 3,309,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 430,000 | 656,000 | 884,000 |
| Interest expense | 73,000 | 149,000 | 228,000 | 306,000 |
| Net interest income | 140,000 | 281,000 | 428,000 | 578,000 |
| Noninterest income | 18,000 | 33,000 | 48,000 | 67,000 |
| Noninterest expense | 71,000 | 147,000 | 208,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 167,000 | 268,000 | 192,000 |
| Income tax | 6,000 | 18,000 | 27,000 | 37,000 |
| Net income | 81,000 | 149,000 | 241,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,341,000 | 3,407,000 | 3,499,000 | 3,400,000 |
| Total capital | 3,418,000 | 3,484,000 | 3,576,000 | 3,469,000 |
| Risk-weighted assets | 6,205,000 | 6,550,000 | 6,516,000 | 6,691,000 |