Call reports 2006
ELKVILLE STATE BANK — 2006
What ELKVILLE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,741,000 | 17,469,000 | 18,020,000 | 17,416,000 |
| Total loans | 2,737,000 | 3,294,000 | 3,220,000 | 3,181,000 |
| Allowance for loan losses | 86,000 | 86,000 | 86,000 | 86,000 |
| Securities available for sale | 14,045,000 | 13,182,000 | 13,525,000 | 13,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,856,000 | 14,708,000 | 14,902,000 | 14,379,000 |
| Interest-bearing deposits | 11,494,000 | 11,543,000 | 11,621,000 | 10,999,000 |
| Noninterest-bearing deposits | 3,362,000 | 3,165,000 | 3,281,000 | 3,380,000 |
| Equity capital | 2,833,000 | 2,718,000 | 3,072,000 | 2,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 419,000 | 632,000 | 855,000 |
| Interest expense | 62,000 | 127,000 | 197,000 | 270,000 |
| Net interest income | 147,000 | 292,000 | 435,000 | 585,000 |
| Noninterest income | 19,000 | 37,000 | 51,000 | 65,000 |
| Noninterest expense | 81,000 | 145,000 | 224,000 | 468,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 186,000 | 264,000 | 184,000 |
| Income tax | 10,000 | 19,000 | 29,000 | 36,000 |
| Net income | 75,000 | 167,000 | 235,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,202,000 | 3,291,000 | 3,359,000 | 3,260,000 |
| Total capital | 3,280,000 | 3,374,000 | 3,440,000 | 3,339,000 |
| Risk-weighted assets | 6,231,000 | 6,639,000 | 6,486,000 | 6,285,000 |