Call reports 2002
ELKVILLE STATE BANK — 2002
What ELKVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,609,000 | 17,303,000 | 16,916,000 | 16,668,000 |
| Total loans | 2,548,000 | 2,513,000 | 2,546,000 | 2,518,000 |
| Allowance for loan losses | 107,000 | 102,000 | 103,000 | 107,000 |
| Securities available for sale | 13,107,000 | 13,198,000 | 13,051,000 | 13,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,883,000 | 14,422,000 | 13,901,000 | 13,763,000 |
| Interest-bearing deposits | 12,020,000 | 12,235,000 | 11,708,000 | 11,504,000 |
| Noninterest-bearing deposits | 2,863,000 | 2,187,000 | 2,193,000 | 2,259,000 |
| Equity capital | 2,644,000 | 2,774,000 | 2,899,000 | 2,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 455,000 | 676,000 | 883,000 |
| Interest expense | 98,000 | 191,000 | 280,000 | 355,000 |
| Net interest income | 131,000 | 264,000 | 396,000 | 528,000 |
| Noninterest income | 19,000 | 32,000 | 52,000 | 66,000 |
| Noninterest expense | 83,000 | 143,000 | 202,000 | 421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 151,000 | 242,000 | 171,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 16,000 |
| Net income | 56,000 | 134,000 | 216,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,620,000 | 2,695,000 | 2,777,000 | 2,703,000 |
| Total capital | 2,687,000 | 2,764,000 | 2,844,000 | 2,769,000 |
| Risk-weighted assets | 5,320,000 | 5,488,000 | 5,312,000 | 5,211,000 |