Call reports 2001
ELKVILLE STATE BANK — 2001
What ELKVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,874,000 | 16,140,000 | 16,911,000 | 16,620,000 |
| Total loans | 2,674,000 | 2,835,000 | 2,857,000 | 2,556,000 |
| Allowance for loan losses | 111,000 | 108,000 | 107,000 | 107,000 |
| Securities available for sale | 11,380,000 | 12,162,000 | 12,999,000 | 13,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,228,000 | 13,392,000 | 14,078,000 | 13,840,000 |
| Interest-bearing deposits | 10,980,000 | 11,445,000 | 11,955,000 | 11,743,000 |
| Noninterest-bearing deposits | 2,248,000 | 1,947,000 | 2,123,000 | 2,097,000 |
| Equity capital | 2,526,000 | 2,632,000 | 2,706,000 | 2,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 477,000 | 720,000 | 966,000 |
| Interest expense | 118,000 | 242,000 | 367,000 | 483,000 |
| Net interest income | 104,000 | 235,000 | 353,000 | 483,000 |
| Noninterest income | 15,000 | 29,000 | 42,000 | 54,000 |
| Noninterest expense | 58,000 | 111,000 | 172,000 | 377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 163,000 | 233,000 | 170,000 |
| Income tax | 14,000 | 23,000 | 31,000 | 15,000 |
| Net income | 49,000 | 140,000 | 202,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,474,000 | 2,562,000 | 2,624,000 | 2,564,000 |
| Total capital | 2,542,000 | 2,632,000 | 2,692,000 | 2,627,000 |
| Risk-weighted assets | 5,381,000 | 5,556,000 | 5,382,000 | 5,032,000 |