Call reports 2023
BANK OF LUXEMBURG — 2023
What BANK OF LUXEMBURG reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 603,682,000 | 625,437,000 | 632,221,000 | 657,013,000 |
| Total loans | 439,461,000 | 468,182,000 | 481,493,000 | 499,936,000 |
| Allowance for loan losses | 4,909,000 | 4,951,000 | 4,886,000 | 4,883,000 |
| Securities available for sale | 123,576,000 | 119,993,000 | 111,272,000 | 119,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,434,000 | 548,255,000 | 562,317,000 | 568,732,000 |
| Interest-bearing deposits | 450,537,000 | 456,334,000 | 467,586,000 | 476,883,000 |
| Noninterest-bearing deposits | 94,897,000 | 91,921,000 | 94,731,000 | 91,849,000 |
| Equity capital | 41,268,000 | 40,706,000 | 38,810,000 | 43,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 13,355,000 | 20,908,000 | 28,986,000 |
| Interest expense | 1,649,000 | 4,055,000 | 6,779,000 | 9,761,000 |
| Net interest income | 4,729,000 | 9,300,000 | 14,129,000 | 19,225,000 |
| Noninterest income | 943,000 | 1,938,000 | 2,887,000 | 4,015,000 |
| Noninterest expense | 4,227,000 | 8,197,000 | 12,368,000 | 16,414,000 |
| Provision for loan losses | 45,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,457,000 | 2,977,000 | 4,516,000 | 6,694,000 |
| Income tax | 350,000 | 712,000 | 807,000 | 2,612,000 |
| Net income | 1,107,000 | 2,265,000 | 3,709,000 | 4,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,062,000 | 54,871,000 | 56,156,000 | 56,369,000 |
| Total capital | 58,971,000 | 59,821,000 | 61,042,000 | 61,251,000 |
| Risk-weighted assets | 484,943,000 | 504,546,000 | 517,157,000 | 532,155,000 |