Call reports 2022
BANK OF LUXEMBURG — 2022
What BANK OF LUXEMBURG reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 535,452,000 | 553,925,000 | 574,240,000 | 580,371,000 |
| Total loans | 349,281,000 | 376,367,000 | 409,966,000 | 420,977,000 |
| Allowance for loan losses | 4,493,000 | 4,569,000 | 4,647,000 | 4,713,000 |
| Securities available for sale | 127,790,000 | 125,043,000 | 119,081,000 | 121,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,139,000 | 492,306,000 | 516,256,000 | 512,372,000 |
| Interest-bearing deposits | 374,072,000 | 384,756,000 | 401,662,000 | 409,338,000 |
| Noninterest-bearing deposits | 100,067,000 | 107,550,000 | 114,594,000 | 103,034,000 |
| Equity capital | 42,634,000 | 39,982,000 | 35,908,000 | 38,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,505,000 | 9,395,000 | 14,886,000 | 20,894,000 |
| Interest expense | 354,000 | 765,000 | 1,371,000 | 2,320,000 |
| Net interest income | 4,151,000 | 8,630,000 | 13,515,000 | 18,574,000 |
| Noninterest income | 1,145,000 | 2,355,000 | 3,309,000 | 4,285,000 |
| Noninterest expense | 3,674,000 | 7,428,000 | 11,312,000 | 15,231,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 265,000 |
| Pretax income | 1,621,000 | 3,471,000 | 5,350,000 | 7,401,000 |
| Income tax | 390,000 | 840,000 | 1,300,000 | 1,811,000 |
| Net income | 1,231,000 | 2,631,000 | 4,050,000 | 5,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,086,000 | 50,161,000 | 51,436,000 | 52,931,000 |
| Total capital | 53,579,000 | 54,730,000 | 56,083,000 | 57,644,000 |
| Risk-weighted assets | 405,329,000 | 427,956,000 | 456,955,000 | 470,991,000 |