Call reports 2021
BANK OF LUXEMBURG — 2021
What BANK OF LUXEMBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 493,237,000 | 508,664,000 | 521,317,000 | 535,277,000 |
| Total loans | 319,505,000 | 329,182,000 | 322,806,000 | 333,700,000 |
| Allowance for loan losses | 4,313,000 | 4,346,000 | 4,379,000 | 4,446,000 |
| Securities available for sale | 112,553,000 | 110,827,000 | 122,707,000 | 130,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,656,000 | 443,969,000 | 456,215,000 | 468,838,000 |
| Interest-bearing deposits | 341,138,000 | 351,062,000 | 356,169,000 | 368,521,000 |
| Noninterest-bearing deposits | 90,518,000 | 92,907,000 | 100,046,000 | 100,317,000 |
| Equity capital | 42,813,000 | 45,272,000 | 46,714,000 | 47,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,427,000 | 9,298,000 | 14,514,000 | 19,011,000 |
| Interest expense | 511,000 | 958,000 | 1,367,000 | 1,749,000 |
| Net interest income | 3,916,000 | 8,340,000 | 13,147,000 | 17,262,000 |
| Noninterest income | 1,772,000 | 3,444,000 | 5,007,000 | 6,317,000 |
| Noninterest expense | 3,257,000 | 6,522,000 | 9,820,000 | 13,414,000 |
| Provision for loan losses | 150,000 | 225,000 | 250,000 | 250,000 |
| Pretax income | 2,315,000 | 5,071,000 | 8,118,000 | 9,949,000 |
| Income tax | 583,000 | 1,285,000 | 2,066,000 | 2,512,000 |
| Net income | 1,732,000 | 3,786,000 | 6,052,000 | 7,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,364,000 | 44,990,000 | 46,998,000 | 47,809,000 |
| Total capital | 47,677,000 | 49,336,000 | 51,377,000 | 52,255,000 |
| Risk-weighted assets | 345,241,000 | 371,813,000 | 374,998,000 | 391,097,000 |