Call reports 2020
BANK OF LUXEMBURG — 2020
What BANK OF LUXEMBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 402,651,000 | 448,440,000 | 465,011,000 | 479,438,000 |
| Total loans | 318,779,000 | 337,513,000 | 331,626,000 | 311,137,000 |
| Allowance for loan losses | 3,252,000 | 3,666,000 | 3,911,000 | 4,221,000 |
| Securities available for sale | 57,742,000 | 59,493,000 | 78,582,000 | 102,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,089,000 | 385,842,000 | 402,950,000 | 418,656,000 |
| Interest-bearing deposits | 279,047,000 | 300,603,000 | 312,440,000 | 333,355,000 |
| Noninterest-bearing deposits | 60,041,000 | 85,240,000 | 90,510,000 | 85,301,000 |
| Equity capital | 37,988,000 | 39,740,000 | 41,470,000 | 43,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,358,000 | 9,002,000 | 13,839,000 | 18,637,000 |
| Interest expense | 820,000 | 1,558,000 | 2,214,000 | 2,793,000 |
| Net interest income | 3,538,000 | 7,444,000 | 11,625,000 | 15,844,000 |
| Noninterest income | 1,006,000 | 2,758,000 | 4,749,000 | 6,882,000 |
| Noninterest expense | 3,158,000 | 6,082,000 | 9,285,000 | 12,681,000 |
| Provision for loan losses | 200,000 | 600,000 | 855,000 | 1,155,000 |
| Pretax income | 1,241,000 | 3,575,000 | 6,289,000 | 8,945,000 |
| Income tax | 293,000 | 885,000 | 1,580,000 | 2,256,000 |
| Net income | 948,000 | 2,690,000 | 4,709,000 | 6,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,822,000 | 38,227,000 | 40,073,000 | 41,629,000 |
| Total capital | 40,074,000 | 41,893,000 | 43,984,000 | 45,833,000 |
| Risk-weighted assets | 343,054,000 | 334,947,000 | 330,083,000 | 336,310,000 |