Call reports 2019
BANK OF LUXEMBURG — 2019
What BANK OF LUXEMBURG reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 361,121,000 | 371,134,000 | 386,805,000 | 391,515,000 |
| Total loans | 289,257,000 | 299,765,000 | 301,172,000 | 302,125,000 |
| Allowance for loan losses | 3,285,000 | 3,440,000 | 3,577,000 | 3,082,000 |
| Securities available for sale | 46,029,000 | 44,320,000 | 52,701,000 | 58,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,049,000 | 316,643,000 | 331,256,000 | 336,310,000 |
| Interest-bearing deposits | 256,360,000 | 259,904,000 | 265,582,000 | 277,608,000 |
| Noninterest-bearing deposits | 51,688,000 | 56,739,000 | 65,674,000 | 58,702,000 |
| Equity capital | 33,633,000 | 34,895,000 | 35,848,000 | 36,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,051,000 | 12,306,000 | 16,603,000 |
| Interest expense | 714,000 | 1,495,000 | 2,327,000 | 3,153,000 |
| Net interest income | 3,270,000 | 6,556,000 | 9,979,000 | 13,450,000 |
| Noninterest income | 730,000 | 1,574,000 | 2,431,000 | 3,253,000 |
| Noninterest expense | 2,975,000 | 5,877,000 | 8,791,000 | 11,927,000 |
| Provision for loan losses | 105,000 | 340,000 | 475,000 | 580,000 |
| Pretax income | 920,000 | 2,230,000 | 3,461,000 | 4,508,000 |
| Income tax | 211,000 | 527,000 | 821,000 | 1,061,000 |
| Net income | 709,000 | 1,703,000 | 2,640,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,696,000 | 34,463,000 | 35,233,000 | 35,873,000 |
| Total capital | 36,981,000 | 37,903,000 | 38,810,000 | 38,955,000 |
| Risk-weighted assets | 307,588,000 | 316,893,000 | 325,283,000 | 330,895,000 |