Call reports 2018
BANK OF LUXEMBURG — 2018
What BANK OF LUXEMBURG reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 325,223,000 | 338,293,000 | 351,110,000 | 356,290,000 |
| Total loans | 251,640,000 | 266,773,000 | 272,534,000 | 280,663,000 |
| Allowance for loan losses | 3,019,000 | 3,101,000 | 3,148,000 | 3,235,000 |
| Securities available for sale | 49,292,000 | 47,182,000 | 44,633,000 | 45,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,905,000 | 290,228,000 | 294,781,000 | 309,634,000 |
| Interest-bearing deposits | 236,963,000 | 241,263,000 | 241,702,000 | 256,781,000 |
| Noninterest-bearing deposits | 46,942,000 | 48,965,000 | 53,079,000 | 52,854,000 |
| Equity capital | 30,520,000 | 30,824,000 | 31,169,000 | 32,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,350,000 | 6,862,000 | 10,699,000 | 14,636,000 |
| Interest expense | 405,000 | 882,000 | 1,465,000 | 2,115,000 |
| Net interest income | 2,945,000 | 5,980,000 | 9,234,000 | 12,521,000 |
| Noninterest income | 763,000 | 1,655,000 | 2,389,000 | 3,234,000 |
| Noninterest expense | 2,878,000 | 5,757,000 | 8,657,000 | 11,677,000 |
| Provision for loan losses | 105,000 | 200,000 | 285,000 | 355,000 |
| Pretax income | 737,000 | 1,689,000 | 2,670,000 | 3,703,000 |
| Income tax | 152,000 | 369,000 | 594,000 | 835,000 |
| Net income | 585,000 | 1,320,000 | 2,076,000 | 2,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,335,000 | 31,757,000 | 32,358,000 | 32,985,000 |
| Total capital | 34,354,000 | 34,858,000 | 35,506,000 | 36,220,000 |
| Risk-weighted assets | 274,330,000 | 287,570,000 | 296,709,000 | 301,203,000 |