Call reports 2017
BANK OF LUXEMBURG — 2017
What BANK OF LUXEMBURG reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 311,035,000 | 316,563,000 | 323,672,000 | 327,312,000 |
| Total loans | 240,141,000 | 248,024,000 | 248,579,000 | 245,263,000 |
| Allowance for loan losses | 2,919,000 | 2,871,000 | 3,022,000 | 3,100,000 |
| Securities available for sale | 51,586,000 | 46,884,000 | 54,347,000 | 55,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,563,000 | 275,595,000 | 280,602,000 | 287,807,000 |
| Interest-bearing deposits | 225,143,000 | 226,905,000 | 229,118,000 | 238,998,000 |
| Noninterest-bearing deposits | 45,420,000 | 48,690,000 | 51,484,000 | 48,809,000 |
| Equity capital | 29,920,000 | 30,338,000 | 30,745,000 | 30,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,350,000 | 9,652,000 | 13,041,000 |
| Interest expense | 259,000 | 560,000 | 899,000 | 1,266,000 |
| Net interest income | 2,862,000 | 5,790,000 | 8,753,000 | 11,775,000 |
| Noninterest income | 946,000 | 1,829,000 | 2,543,000 | 3,308,000 |
| Noninterest expense | 2,619,000 | 5,240,000 | 7,937,000 | 10,748,000 |
| Provision for loan losses | 100,000 | 200,000 | 275,000 | 325,000 |
| Pretax income | 1,089,000 | 2,181,000 | 3,086,000 | 4,012,000 |
| Income tax | 351,000 | 704,000 | 987,000 | 1,594,000 |
| Net income | 738,000 | 1,477,000 | 2,099,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,016,000 | 30,203,000 | 30,647,000 | 30,753,000 |
| Total capital | 32,935,000 | 33,074,000 | 33,669,000 | 33,853,000 |
| Risk-weighted assets | 262,402,000 | 267,278,000 | 269,108,000 | 269,714,000 |