Call reports 2016
BANK OF LUXEMBURG — 2016
What BANK OF LUXEMBURG reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,564,000 | 295,804,000 | 301,441,000 | 309,019,000 |
| Total loans | 212,768,000 | 227,446,000 | 235,141,000 | 237,182,000 |
| Allowance for loan losses | 2,893,000 | 2,761,000 | 2,809,000 | 2,852,000 |
| Securities available for sale | 47,321,000 | 43,512,000 | 44,736,000 | 50,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,239,000 | 256,902,000 | 265,602,000 | 273,155,000 |
| Interest-bearing deposits | 199,282,000 | 209,695,000 | 215,498,000 | 224,860,000 |
| Noninterest-bearing deposits | 40,957,000 | 47,207,000 | 50,104,000 | 48,295,000 |
| Equity capital | 28,953,000 | 29,296,000 | 29,558,000 | 29,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 5,965,000 | 9,020,000 | 12,098,000 |
| Interest expense | 206,000 | 430,000 | 671,000 | 916,000 |
| Net interest income | 2,708,000 | 5,535,000 | 8,349,000 | 11,182,000 |
| Noninterest income | 631,000 | 1,366,000 | 2,115,000 | 3,053,000 |
| Noninterest expense | 2,516,000 | 5,072,000 | 7,680,000 | 10,263,000 |
| Provision for loan losses | 125,000 | 250,000 | 400,000 | 525,000 |
| Pretax income | 726,000 | 1,656,000 | 2,499,000 | 3,562,000 |
| Income tax | 207,000 | 506,000 | 766,000 | 1,107,000 |
| Net income | 519,000 | 1,150,000 | 1,733,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,335,000 | 28,525,000 | 28,967,000 | 29,539,000 |
| Total capital | 31,228,000 | 31,286,000 | 31,776,000 | 32,391,000 |
| Risk-weighted assets | 239,057,000 | 253,132,000 | 261,865,000 | 269,463,000 |