Call reports 2015
BANK OF LUXEMBURG — 2015
What BANK OF LUXEMBURG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,969,000 | 266,449,000 | 271,285,000 | 279,349,000 |
| Total loans | 195,211,000 | 198,244,000 | 202,852,000 | 207,345,000 |
| Allowance for loan losses | 2,942,000 | 3,030,000 | 2,885,000 | 2,844,000 |
| Securities available for sale | 50,830,000 | 49,364,000 | 49,419,000 | 47,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,351,000 | 230,861,000 | 234,011,000 | 244,569,000 |
| Interest-bearing deposits | 191,865,000 | 191,214,000 | 191,714,000 | 200,502,000 |
| Noninterest-bearing deposits | 36,485,000 | 39,647,000 | 42,297,000 | 44,067,000 |
| Equity capital | 28,615,000 | 28,224,000 | 28,704,000 | 28,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,777,000 | 5,595,000 | 8,495,000 | 11,350,000 |
| Interest expense | 212,000 | 414,000 | 611,000 | 809,000 |
| Net interest income | 2,565,000 | 5,181,000 | 7,884,000 | 10,541,000 |
| Noninterest income | 587,000 | 1,274,000 | 1,944,000 | 2,622,000 |
| Noninterest expense | 2,352,000 | 4,780,000 | 7,231,000 | 9,609,000 |
| Provision for loan losses | 100,000 | 200,000 | 275,000 | 375,000 |
| Pretax income | 710,000 | 1,496,000 | 2,343,000 | 3,211,000 |
| Income tax | 199,000 | 439,000 | 695,000 | 961,000 |
| Net income | 511,000 | 1,057,000 | 1,648,000 | 2,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,201,000 | 28,099,000 | 28,291,000 | 27,954,000 |
| Total capital | 30,847,000 | 30,747,000 | 30,966,000 | 30,707,000 |
| Risk-weighted assets | 211,688,000 | 211,525,000 | 213,771,000 | 220,186,000 |