Call reports 2014
BANK OF LUXEMBURG — 2014
What BANK OF LUXEMBURG reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 263,319,000 | 260,762,000 | 264,303,000 | 273,844,000 |
| Total loans | 178,809,000 | 181,452,000 | 186,353,000 | 191,567,000 |
| Allowance for loan losses | 3,096,000 | 2,751,000 | 2,932,000 | 2,943,000 |
| Securities available for sale | 62,015,000 | 58,018,000 | 56,678,000 | 54,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,856,000 | 226,829,000 | 230,511,000 | 241,338,000 |
| Interest-bearing deposits | 197,863,000 | 193,035,000 | 194,680,000 | 199,333,000 |
| Noninterest-bearing deposits | 29,994,000 | 33,794,000 | 35,831,000 | 42,005,000 |
| Equity capital | 27,180,000 | 27,104,000 | 27,591,000 | 27,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,576,000 | 8,398,000 | 11,244,000 |
| Interest expense | 260,000 | 517,000 | 759,000 | 993,000 |
| Net interest income | 2,522,000 | 5,059,000 | 7,639,000 | 10,251,000 |
| Noninterest income | 548,000 | 1,086,000 | 1,643,000 | 2,226,000 |
| Noninterest expense | 2,437,000 | 4,781,000 | 7,184,000 | 9,568,000 |
| Provision for loan losses | 175,000 | 325,000 | 495,000 | 545,000 |
| Pretax income | 485,000 | 1,157,000 | 1,788,000 | 2,628,000 |
| Income tax | 89,000 | 264,000 | 428,000 | 675,000 |
| Net income | 396,000 | 893,000 | 1,360,000 | 1,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,706,000 | 26,561,000 | 27,090,000 | 27,473,000 |
| Total capital | 29,198,000 | 29,045,000 | 29,596,000 | 30,042,000 |
| Risk-weighted assets | 198,764,000 | 198,383,000 | 200,111,000 | 205,112,000 |