Call reports 2013
BANK OF LUXEMBURG — 2013
What BANK OF LUXEMBURG reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,317,000 | 259,508,000 | 259,555,000 | 264,948,000 |
| Total loans | 174,551,000 | 175,769,000 | 178,235,000 | 179,044,000 |
| Allowance for loan losses | 3,258,000 | 3,081,000 | 3,672,000 | 2,942,000 |
| Securities available for sale | 60,042,000 | 58,610,000 | 60,115,000 | 58,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,776,000 | 228,281,000 | 228,387,000 | 233,523,000 |
| Interest-bearing deposits | 194,300,000 | 196,466,000 | 192,505,000 | 197,942,000 |
| Noninterest-bearing deposits | 30,476,000 | 31,815,000 | 35,882,000 | 35,582,000 |
| Equity capital | 27,224,000 | 26,903,000 | 26,751,000 | 26,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,697,000 | 8,526,000 | 11,350,000 |
| Interest expense | 316,000 | 620,000 | 913,000 | 1,190,000 |
| Net interest income | 2,530,000 | 5,077,000 | 7,613,000 | 10,160,000 |
| Noninterest income | 745,000 | 1,464,000 | 2,166,000 | 2,818,000 |
| Noninterest expense | 2,259,000 | 4,471,000 | 6,631,000 | 8,885,000 |
| Provision for loan losses | 180,000 | 360,000 | 1,050,000 | 1,460,000 |
| Pretax income | 836,000 | 1,813,000 | 2,201,000 | 2,862,000 |
| Income tax | 236,000 | 524,000 | 578,000 | 742,000 |
| Net income | 600,000 | 1,289,000 | 1,623,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,658,000 | 25,993,000 | 26,386,000 | 26,662,000 |
| Total capital | 28,139,000 | 28,481,000 | 28,888,000 | 29,152,000 |
| Risk-weighted assets | 197,667,000 | 198,440,000 | 199,018,000 | 198,726,000 |