Call reports 2012
BANK OF LUXEMBURG — 2012
What BANK OF LUXEMBURG reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 253,398,000 | 250,529,000 | 249,450,000 | 263,228,000 |
| Total loans | 170,784,000 | 173,724,000 | 176,090,000 | 177,560,000 |
| Allowance for loan losses | 2,671,000 | 2,715,000 | 2,866,000 | 3,084,000 |
| Securities available for sale | 59,219,000 | 52,618,000 | 50,549,000 | 52,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,346,000 | 219,970,000 | 218,284,000 | 232,341,000 |
| Interest-bearing deposits | 194,320,000 | 188,958,000 | 189,165,000 | 34,000 |
| Noninterest-bearing deposits | 29,026,000 | 31,012,000 | 29,119,000 | 232,307,000 |
| Equity capital | 25,575,000 | 26,181,000 | 26,709,000 | 26,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,953,000 | 5,918,000 | 8,838,000 | 11,773,000 |
| Interest expense | 426,000 | 822,000 | 1,187,000 | 1,527,000 |
| Net interest income | 2,527,000 | 5,096,000 | 7,651,000 | 10,246,000 |
| Noninterest income | 757,000 | 1,524,000 | 2,314,000 | 3,088,000 |
| Noninterest expense | 2,227,000 | 4,454,000 | 6,755,000 | 9,140,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 925,000 |
| Pretax income | 877,000 | 2,015,000 | 2,879,000 | 3,581,000 |
| Income tax | 247,000 | 598,000 | 843,000 | 1,025,000 |
| Net income | 630,000 | 1,417,000 | 2,036,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,769,000 | 24,201,000 | 24,787,000 | 25,001,000 |
| Total capital | 26,250,000 | 26,653,000 | 27,262,000 | 27,513,000 |
| Risk-weighted assets | 198,303,000 | 195,925,000 | 197,605,000 | 200,362,000 |