Call reports 2011
BANK OF LUXEMBURG — 2011
What BANK OF LUXEMBURG reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 236,151,000 | 235,266,000 | 238,427,000 | 253,777,000 |
| Total loans | 161,406,000 | 163,018,000 | 167,164,000 | 171,556,000 |
| Allowance for loan losses | 2,613,000 | 2,595,000 | 2,612,000 | 2,504,000 |
| Securities available for sale | 53,289,000 | 47,452,000 | 48,085,000 | 53,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,311,000 | 206,789,000 | 209,117,000 | 224,654,000 |
| Interest-bearing deposits | 187,077,000 | 183,480,000 | 184,255,000 | 196,044,000 |
| Noninterest-bearing deposits | 21,234,000 | 23,309,000 | 24,862,000 | 28,610,000 |
| Equity capital | 23,442,000 | 24,031,000 | 24,736,000 | 25,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,807,000 | 5,634,000 | 8,531,000 | 11,499,000 |
| Interest expense | 501,000 | 972,000 | 1,432,000 | 1,882,000 |
| Net interest income | 2,306,000 | 4,662,000 | 7,099,000 | 9,617,000 |
| Noninterest income | 635,000 | 1,241,000 | 1,861,000 | 2,566,000 |
| Noninterest expense | 2,205,000 | 4,385,000 | 6,560,000 | 8,684,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 830,000 |
| Pretax income | 587,000 | 1,219,000 | 2,001,000 | 2,742,000 |
| Income tax | 136,000 | 294,000 | 479,000 | 642,000 |
| Net income | 451,000 | 925,000 | 1,522,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,317,000 | 22,534,000 | 22,897,000 | 23,076,000 |
| Total capital | 24,726,000 | 24,890,000 | 25,328,000 | 25,525,000 |
| Risk-weighted assets | 192,549,000 | 188,227,000 | 194,292,000 | 195,926,000 |