Call reports 2010
BANK OF LUXEMBURG — 2010
What BANK OF LUXEMBURG reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 222,208,000 | 223,872,000 | 228,330,000 | 233,289,000 |
| Total loans | 157,232,000 | 161,218,000 | 163,224,000 | 164,995,000 |
| Allowance for loan losses | 2,214,000 | 2,563,000 | 2,450,000 | 2,476,000 |
| Securities available for sale | 42,328,000 | 42,277,000 | 42,927,000 | 46,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,340,000 | 196,537,000 | 200,507,000 | 205,533,000 |
| Interest-bearing deposits | 177,041,000 | 176,166,000 | 177,146,000 | 182,790,000 |
| Noninterest-bearing deposits | 18,299,000 | 20,371,000 | 23,361,000 | 22,743,000 |
| Equity capital | 22,661,000 | 22,466,000 | 23,351,000 | 22,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,797,000 | 8,703,000 | 11,548,000 |
| Interest expense | 751,000 | 1,403,000 | 2,006,000 | 2,552,000 |
| Net interest income | 2,167,000 | 4,394,000 | 6,697,000 | 8,996,000 |
| Noninterest income | 526,000 | 1,188,000 | 1,871,000 | 3,116,000 |
| Noninterest expense | 2,158,000 | 4,350,000 | 6,566,000 | 8,818,000 |
| Provision for loan losses | 105,000 | 700,000 | 773,000 | 1,285,000 |
| Pretax income | 532,000 | 908,000 | 1,854,000 | 2,636,000 |
| Income tax | 135,000 | 218,000 | 521,000 | 736,000 |
| Net income | 397,000 | 690,000 | 1,333,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,807,000 | 20,890,000 | 21,604,000 | 21,805,000 |
| Total capital | 23,021,000 | 23,330,000 | 24,054,000 | 24,280,000 |
| Risk-weighted assets | 209,567,000 | 195,093,000 | 199,381,000 | 199,741,000 |