Call reports 2009
BANK OF LUXEMBURG — 2009
What BANK OF LUXEMBURG reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 216,951,000 | 218,911,000 | 221,230,000 | 226,352,000 |
| Total loans | 160,517,000 | 159,546,000 | 157,106,000 | 156,534,000 |
| Allowance for loan losses | 2,271,000 | 2,297,000 | 2,307,000 | 2,216,000 |
| Securities available for sale | 27,667,000 | 39,029,000 | 45,457,000 | 45,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,796,000 | 191,850,000 | 193,998,000 | 200,848,000 |
| Interest-bearing deposits | 169,446,000 | 171,903,000 | 173,822,000 | 179,307,000 |
| Noninterest-bearing deposits | 22,350,000 | 19,947,000 | 20,176,000 | 21,541,000 |
| Equity capital | 21,791,000 | 21,822,000 | 22,296,000 | 22,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 5,843,000 | 8,764,000 | 11,730,000 |
| Interest expense | 994,000 | 1,972,000 | 2,887,000 | 3,737,000 |
| Net interest income | 1,898,000 | 3,871,000 | 5,877,000 | 7,993,000 |
| Noninterest income | 970,000 | 2,222,000 | 2,791,000 | 3,494,000 |
| Noninterest expense | 2,144,000 | 4,371,000 | 6,500,000 | 8,616,000 |
| Provision for loan losses | 75,000 | 475,000 | 550,000 | 900,000 |
| Pretax income | 649,000 | 1,250,000 | 1,621,000 | 2,073,000 |
| Income tax | 207,000 | 380,000 | 459,000 | 568,000 |
| Net income | 442,000 | 870,000 | 1,162,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,920,000 | 20,105,000 | 20,202,000 | 20,343,000 |
| Total capital | 22,191,000 | 22,402,000 | 22,509,000 | 22,559,000 |
| Risk-weighted assets | 209,041,000 | 212,191,000 | 210,192,000 | 211,446,000 |