Call reports 2008
BANK OF LUXEMBURG — 2008
What BANK OF LUXEMBURG reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 202,428,000 | 204,619,000 | 206,049,000 | 208,583,000 |
| Total loans | 157,084,000 | 162,930,000 | 161,391,000 | 162,884,000 |
| Allowance for loan losses | 2,298,000 | 2,300,000 | 2,195,000 | 2,288,000 |
| Securities available for sale | 21,174,000 | 19,657,000 | 19,829,000 | 23,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,249,000 | 177,915,000 | 181,451,000 | 183,369,000 |
| Interest-bearing deposits | 17,358,000 | 160,705,000 | 162,156,000 | 161,859,000 |
| Noninterest-bearing deposits | 160,891,000 | 17,210,000 | 19,295,000 | 21,510,000 |
| Equity capital | 21,112,000 | 20,866,000 | 21,236,000 | 21,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,257,000 | 9,327,000 | 12,233,000 |
| Interest expense | 1,362,000 | 2,580,000 | 3,744,000 | 4,889,000 |
| Net interest income | 1,827,000 | 3,677,000 | 5,583,000 | 7,344,000 |
| Noninterest income | 749,000 | 1,435,000 | 2,176,000 | 3,013,000 |
| Noninterest expense | 2,092,000 | 4,200,000 | 6,312,000 | 8,228,000 |
| Provision for loan losses | 56,000 | 112,000 | 237,000 | 337,000 |
| Pretax income | 428,000 | 800,000 | 1,210,000 | 1,792,000 |
| Income tax | 93,000 | 170,000 | 223,000 | 316,000 |
| Net income | 335,000 | 630,000 | 987,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,135,000 | 19,249,000 | 19,642,000 | 19,929,000 |
| Total capital | 21,433,000 | 21,549,000 | 21,837,000 | 22,217,000 |
| Risk-weighted assets | 199,037,000 | 200,864,000 | 194,610,000 | 204,123,000 |