Call reports 2007
BANK OF LUXEMBURG — 2007
What BANK OF LUXEMBURG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 198,058,000 | 197,616,000 | 200,925,000 | 203,214,000 |
| Total loans | 152,962,000 | 155,342,000 | 157,186,000 | 155,377,000 |
| Allowance for loan losses | 2,388,000 | 2,418,000 | 2,329,000 | 2,283,000 |
| Securities available for sale | 30,897,000 | 24,924,000 | 25,084,000 | 24,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,347,000 | 175,437,000 | 177,692,000 | 180,309,000 |
| Interest-bearing deposits | 157,074,000 | 157,272,000 | 160,049,000 | 18,201,000 |
| Noninterest-bearing deposits | 16,273,000 | 18,165,000 | 17,643,000 | 162,108,000 |
| Equity capital | 19,955,000 | 19,787,000 | 20,462,000 | 20,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,136,000 | 6,318,000 | 9,569,000 | 12,690,000 |
| Interest expense | 1,480,000 | 2,975,000 | 4,483,000 | 5,935,000 |
| Net interest income | 1,656,000 | 3,343,000 | 5,086,000 | 6,755,000 |
| Noninterest income | 653,000 | 1,367,000 | 2,035,000 | 2,737,000 |
| Noninterest expense | 1,845,000 | 3,701,000 | 5,550,000 | 7,349,000 |
| Provision for loan losses | 75,000 | 150,000 | 206,000 | 262,000 |
| Pretax income | 389,000 | 890,000 | 1,397,000 | 1,914,000 |
| Income tax | 81,000 | 207,000 | 333,000 | 465,000 |
| Net income | 308,000 | 683,000 | 1,064,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,890,000 | 18,087,000 | 18,565,000 | 18,738,000 |
| Total capital | 20,149,000 | 20,376,000 | 20,894,000 | 21,021,000 |
| Risk-weighted assets | 180,595,000 | 183,012,000 | 187,749,000 | 189,194,000 |