Call reports 2006
BANK OF LUXEMBURG — 2006
What BANK OF LUXEMBURG reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 178,881,000 | 202,034,000 | 203,855,000 | 202,076,000 |
| Total loans | 148,956,000 | 148,098,000 | 149,575,000 | 150,009,000 |
| Allowance for loan losses | 2,326,000 | 2,373,000 | 2,366,000 | 2,340,000 |
| Securities available for sale | 17,855,000 | 17,801,000 | 29,896,000 | 31,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,779,000 | 180,038,000 | 180,793,000 | 179,030,000 |
| Interest-bearing deposits | 137,549,000 | 159,109,000 | 156,491,000 | 161,312,000 |
| Noninterest-bearing deposits | 20,230,000 | 20,929,000 | 24,302,000 | 17,718,000 |
| Equity capital | 18,353,000 | 18,894,000 | 19,447,000 | 19,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 5,691,000 | 8,801,000 | 12,010,000 |
| Interest expense | 1,142,000 | 2,354,000 | 3,806,000 | 5,312,000 |
| Net interest income | 1,679,000 | 3,337,000 | 4,995,000 | 6,698,000 |
| Noninterest income | 558,000 | 1,200,000 | 1,802,000 | 2,428,000 |
| Noninterest expense | 1,663,000 | 3,246,000 | 4,988,000 | 6,761,000 |
| Provision for loan losses | 90,000 | 180,000 | 265,000 | 340,000 |
| Pretax income | 484,000 | 1,111,000 | 1,544,000 | 2,025,000 |
| Income tax | 136,000 | 324,000 | 456,000 | 578,000 |
| Net income | 348,000 | 787,000 | 1,088,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,382,000 | 16,969,000 | 17,306,000 | 17,524,000 |
| Total capital | 20,449,000 | 19,107,000 | 19,489,000 | 19,760,000 |
| Risk-weighted assets | 165,156,000 | 170,799,000 | 173,677,000 | 178,809,000 |