Call reports 2002
BANK OF LUXEMBURG — 2002
What BANK OF LUXEMBURG reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,223,000 | 142,478,000 | 158,262,000 | 153,117,000 |
| Total loans | 104,586,000 | 113,333,000 | 118,556,000 | 117,477,000 |
| Allowance for loan losses | 1,163,000 | 1,233,000 | 1,400,000 | 1,469,000 |
| Securities available for sale | 15,326,000 | 15,050,000 | 14,637,000 | 13,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,293,000 | 124,060,000 | 138,979,000 | 133,560,000 |
| Interest-bearing deposits | 106,397,000 | 107,461,000 | 110,263,000 | 110,951,000 |
| Noninterest-bearing deposits | 14,896,000 | 16,599,000 | 28,716,000 | 22,609,000 |
| Equity capital | 12,629,000 | 13,080,000 | 13,730,000 | 13,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,187,000 | 4,360,000 | 6,584,000 | 8,811,000 |
| Interest expense | 967,000 | 1,905,000 | 2,822,000 | 3,660,000 |
| Net interest income | 1,220,000 | 2,455,000 | 3,762,000 | 5,151,000 |
| Noninterest income | 481,000 | 923,000 | 1,658,000 | 2,584,000 |
| Noninterest expense | 986,000 | 2,026,000 | 3,136,000 | 4,477,000 |
| Provision for loan losses | 61,000 | 121,000 | 326,000 | 486,000 |
| Pretax income | 654,000 | 1,231,000 | 1,958,000 | 2,772,000 |
| Income tax | 198,000 | 366,000 | 591,000 | 853,000 |
| Net income | 456,000 | 865,000 | 1,367,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,341,000 | 12,613,000 | 13,106,000 | 13,420,000 |
| Total capital | 13,504,000 | 13,846,000 | 14,506,000 | 14,889,000 |
| Risk-weighted assets | 109,739,000 | 116,837,000 | 122,405,000 | 121,965,000 |