Call reports 2001
BANK OF LUXEMBURG — 2001
What BANK OF LUXEMBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,558,000 | 129,283,000 | 134,845,000 | 138,718,000 |
| Total loans | 93,424,000 | 97,391,000 | 100,776,000 | 103,337,000 |
| Allowance for loan losses | 1,099,000 | 1,149,000 | 1,096,000 | 1,103,000 |
| Securities available for sale | 18,360,000 | 18,167,000 | 17,528,000 | 16,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,966,000 | 112,525,000 | 117,418,000 | 121,132,000 |
| Interest-bearing deposits | 95,134,000 | 98,590,000 | 102,355,000 | 104,204,000 |
| Noninterest-bearing deposits | 13,832,000 | 13,935,000 | 15,063,000 | 16,928,000 |
| Equity capital | 11,340,000 | 11,542,000 | 12,113,000 | 12,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,754,000 | 7,116,000 | 9,390,000 |
| Interest expense | 1,348,000 | 2,665,000 | 3,910,000 | 4,990,000 |
| Net interest income | 1,030,000 | 2,089,000 | 3,206,000 | 4,400,000 |
| Noninterest income | 397,000 | 849,000 | 1,279,000 | 2,048,000 |
| Noninterest expense | 914,000 | 1,879,000 | 2,850,000 | 4,008,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 300,000 |
| Pretax income | 468,000 | 969,000 | 1,495,000 | 2,140,000 |
| Income tax | 125,000 | 283,000 | 414,000 | 630,000 |
| Net income | 343,000 | 686,000 | 1,081,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,123,000 | 11,341,000 | 11,698,000 | 11,964,000 |
| Total capital | 12,222,000 | 12,490,000 | 12,794,000 | 13,067,000 |
| Risk-weighted assets | 91,966,000 | 96,836,000 | 104,918,000 | 107,879,000 |