Call reports 2025
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2025
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,282,819,000 | 1,576,394,000 | 1,628,808,000 | 1,622,684,000 |
| Total loans | 886,131,000 | 1,167,914,000 | 1,154,267,000 | 1,188,240,000 |
| Allowance for loan losses | 11,710,000 | 11,125,000 | 11,461,000 | 15,889,000 |
| Securities available for sale | 151,842,000 | 158,526,000 | 150,491,000 | 142,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,140,000 | 1,337,338,000 | 1,382,792,000 | 1,369,699,000 |
| Interest-bearing deposits | 688,545,000 | 895,539,000 | 931,562,000 | 910,995,000 |
| Noninterest-bearing deposits | 383,595,000 | 441,799,000 | 451,230,000 | 458,704,000 |
| Equity capital | 153,225,000 | 174,082,000 | 179,523,000 | 189,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,389,000 | 45,527,000 | 68,409,000 | 84,884,000 |
| Interest expense | 5,256,000 | 13,896,000 | 20,816,000 | 25,025,000 |
| Net interest income | 12,133,000 | 31,631,000 | 47,593,000 | 59,859,000 |
| Noninterest income | 2,221,000 | 5,682,000 | 8,229,000 | 11,308,000 |
| Noninterest expense | 9,527,000 | 26,868,000 | 38,963,000 | 45,811,000 |
| Provision for loan losses | 150,000 | 556,000 | 910,000 | 2,375,000 |
| Pretax income | 4,677,000 | 9,889,000 | 15,949,000 | 23,002,000 |
| Income tax | 925,000 | 1,943,000 | 3,144,000 | 4,497,000 |
| Net income | 3,752,000 | 7,946,000 | 12,805,000 | 18,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,826,000 | 159,051,000 | 163,218,000 | 166,905,000 |
| Total capital | 171,036,000 | 170,732,000 | 175,235,000 | 183,164,000 |
| Risk-weighted assets | 1,004,006,000 | 1,279,810,000 | 1,269,340,000 | 1,300,560,000 |