Call reports 2024
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2024
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,240,633,000 | 1,281,387,000 | 1,305,545,000 | 1,291,815,000 |
| Total loans | 855,171,000 | 871,953,000 | 893,705,000 | 882,748,000 |
| Allowance for loan losses | 10,849,000 | 11,152,000 | 11,398,000 | 11,559,000 |
| Securities available for sale | 167,210,000 | 163,629,000 | 162,638,000 | 156,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,041,634,000 | 1,077,501,000 | 1,091,517,000 | 1,079,167,000 |
| Interest-bearing deposits | 647,079,000 | 665,976,000 | 687,339,000 | 687,296,000 |
| Noninterest-bearing deposits | 394,555,000 | 411,525,000 | 404,178,000 | 391,871,000 |
| Equity capital | 137,664,000 | 142,159,000 | 151,349,000 | 153,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,573,000 | 33,914,000 | 51,929,000 | 69,864,000 |
| Interest expense | 5,378,000 | 11,047,000 | 16,888,000 | 22,459,000 |
| Net interest income | 11,195,000 | 22,867,000 | 35,041,000 | 47,405,000 |
| Noninterest income | 1,975,000 | 3,941,000 | 6,066,000 | 8,738,000 |
| Noninterest expense | 8,133,000 | 16,369,000 | 25,081,000 | 34,223,000 |
| Provision for loan losses | 300,000 | 600,000 | 850,000 | 1,075,000 |
| Pretax income | 4,737,000 | 9,839,000 | 15,176,000 | 20,875,000 |
| Income tax | 935,000 | 1,953,000 | 3,026,000 | 4,120,000 |
| Net income | 3,802,000 | 7,886,000 | 12,150,000 | 16,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,826,000 | 150,974,000 | 155,303,000 | 159,972,000 |
| Total capital | 158,175,000 | 162,626,000 | 167,201,000 | 172,031,000 |
| Risk-weighted assets | 971,878,000 | 992,502,000 | 1,007,622,000 | 1,015,332,000 |