Call reports 2023
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2023
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,192,611,000 | 1,208,325,000 | 1,225,119,000 | 1,231,174,000 |
| Total loans | 846,127,000 | 853,057,000 | 865,618,000 | 887,472,000 |
| Allowance for loan losses | 10,010,000 | 10,214,000 | 10,364,000 | 10,587,000 |
| Securities available for sale | 178,226,000 | 173,394,000 | 165,430,000 | 171,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,004,908,000 | 1,017,794,000 | 1,034,227,000 | 1,030,427,000 |
| Interest-bearing deposits | 562,365,000 | 594,701,000 | 611,390,000 | 631,140,000 |
| Noninterest-bearing deposits | 442,543,000 | 423,093,000 | 422,837,000 | 399,287,000 |
| Equity capital | 127,636,000 | 129,969,000 | 130,414,000 | 140,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,441,000 | 28,156,000 | 43,799,000 | 60,473,000 |
| Interest expense | 2,519,000 | 6,233,000 | 10,713,000 | 15,877,000 |
| Net interest income | 10,922,000 | 21,923,000 | 33,086,000 | 44,596,000 |
| Noninterest income | 3,308,000 | 5,240,000 | 7,326,000 | 9,398,000 |
| Noninterest expense | 7,986,000 | 15,747,000 | 23,884,000 | 32,357,000 |
| Provision for loan losses | 225,000 | 450,000 | 600,000 | 825,000 |
| Pretax income | 6,019,000 | 10,966,000 | 15,928,000 | 20,824,000 |
| Income tax | 1,212,000 | 2,216,000 | 3,191,000 | 4,203,000 |
| Net income | 4,807,000 | 8,750,000 | 12,737,000 | 16,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,186,000 | 140,264,000 | 144,185,000 | 148,110,000 |
| Total capital | 146,696,000 | 150,978,000 | 155,050,000 | 159,197,000 |
| Risk-weighted assets | 963,558,000 | 977,432,000 | 949,116,000 | 1,005,779,000 |