Call reports 2022
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2022
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,092,591,000 | 1,106,977,000 | 1,162,220,000 | 1,190,321,000 |
| Total loans | 677,352,000 | 724,702,000 | 761,480,000 | 822,776,000 |
| Allowance for loan losses | 8,482,000 | 8,586,000 | 9,510,000 | 10,284,000 |
| Securities available for sale | 178,528,000 | 187,293,000 | 180,045,000 | 179,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 948,288,000 | 964,977,000 | 1,017,759,000 | 1,046,097,000 |
| Interest-bearing deposits | 514,273,000 | 527,513,000 | 529,394,000 | 565,257,000 |
| Noninterest-bearing deposits | 434,015,000 | 437,464,000 | 488,365,000 | 480,840,000 |
| Equity capital | 115,337,000 | 112,588,000 | 124,325,000 | 125,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,750,000 | 20,214,000 | 31,556,000 | 44,807,000 |
| Interest expense | 265,000 | 665,000 | 1,502,000 | 2,751,000 |
| Net interest income | 9,485,000 | 19,549,000 | 30,054,000 | 42,056,000 |
| Noninterest income | 2,130,000 | 4,247,000 | 6,556,000 | 8,431,000 |
| Noninterest expense | 6,866,000 | 13,941,000 | 21,442,000 | 29,368,000 |
| Provision for loan losses | 75,000 | 175,000 | 1,075,000 | 1,850,000 |
| Pretax income | 4,674,000 | 9,680,000 | 14,093,000 | 19,275,000 |
| Income tax | 938,000 | 1,939,000 | 2,867,000 | 3,909,000 |
| Net income | 3,736,000 | 7,741,000 | 11,226,000 | 15,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,472,000 | 114,612,000 | 135,971,000 | 135,245,000 |
| Total capital | 118,954,000 | 123,198,000 | 145,481,000 | 145,529,000 |
| Risk-weighted assets | 771,265,000 | 839,377,000 | 884,497,000 | 944,737,000 |