Call reports 2021
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2021
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 943,807,000 | 967,881,000 | 987,676,000 | 1,032,252,000 |
| Total loans | 578,411,000 | 579,260,000 | 582,156,000 | 667,308,000 |
| Allowance for loan losses | 8,200,000 | 8,276,000 | 8,331,000 | 8,407,000 |
| Securities available for sale | 163,264,000 | 159,254,000 | 193,870,000 | 189,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,903,000 | 837,625,000 | 854,776,000 | 878,922,000 |
| Interest-bearing deposits | 419,388,000 | 444,988,000 | 441,588,000 | 459,781,000 |
| Noninterest-bearing deposits | 397,515,000 | 392,637,000 | 413,188,000 | 419,141,000 |
| Equity capital | 94,165,000 | 98,397,000 | 101,378,000 | 124,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,549,000 | 17,805,000 | 27,287,000 | 36,407,000 |
| Interest expense | 431,000 | 829,000 | 1,180,000 | 1,434,000 |
| Net interest income | 8,118,000 | 16,976,000 | 26,107,000 | 34,973,000 |
| Noninterest income | 2,049,000 | 4,312,000 | 6,501,000 | 9,121,000 |
| Noninterest expense | 6,251,000 | 12,775,000 | 19,802,000 | 26,873,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 3,841,000 | 8,363,000 | 12,581,000 | 16,921,000 |
| Income tax | 795,000 | 1,631,000 | 2,501,000 | 3,349,000 |
| Net income | 3,046,000 | 6,732,000 | 10,080,000 | 13,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,956,000 | 82,795,000 | 86,297,000 | 109,943,000 |
| Total capital | 87,156,000 | 90,395,000 | 94,628,000 | 118,350,000 |
| Risk-weighted assets | 657,124,000 | 607,335,000 | 674,568,000 | 757,850,000 |