Call reports 2020
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2020
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 786,089,000 | 914,858,000 | 901,114,000 | 925,317,000 |
| Total loans | 537,088,000 | 598,300,000 | 594,654,000 | 567,140,000 |
| Allowance for loan losses | 6,766,000 | 7,186,000 | 7,748,000 | 8,123,000 |
| Securities available for sale | 81,828,000 | 82,165,000 | 84,573,000 | 139,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 646,751,000 | 782,482,000 | 771,571,000 | 794,514,000 |
| Interest-bearing deposits | 367,108,000 | 406,948,000 | 415,315,000 | 423,327,000 |
| Noninterest-bearing deposits | 279,643,000 | 375,534,000 | 356,256,000 | 371,187,000 |
| Equity capital | 93,055,000 | 96,246,000 | 93,932,000 | 96,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,587,000 | 17,505,000 | 26,579,000 | 35,475,000 |
| Interest expense | 755,000 | 1,410,000 | 1,978,000 | 2,486,000 |
| Net interest income | 7,832,000 | 16,095,000 | 24,601,000 | 32,989,000 |
| Noninterest income | 1,715,000 | 3,403,000 | 5,424,000 | 7,391,000 |
| Noninterest expense | 5,941,000 | 11,919,000 | 18,115,000 | 24,916,000 |
| Provision for loan losses | 215,000 | 665,000 | 1,215,000 | 1,590,000 |
| Pretax income | 3,400,000 | 6,923,000 | 10,976,000 | 14,155,000 |
| Income tax | 669,000 | 1,372,000 | 2,178,000 | 2,846,000 |
| Net income | 2,731,000 | 5,551,000 | 8,798,000 | 11,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,107,000 | 78,070,000 | 76,363,000 | 79,018,000 |
| Total capital | 81,873,000 | 85,256,000 | 84,111,000 | 86,865,000 |
| Risk-weighted assets | 593,722,000 | 676,190,000 | 659,409,000 | 627,528,000 |