Call reports 2019
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2019
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 724,616,000 | 724,590,000 | 746,542,000 | 743,866,000 |
| Total loans | 493,611,000 | 502,869,000 | 529,526,000 | 532,849,000 |
| Allowance for loan losses | 5,890,000 | 6,114,000 | 6,335,000 | 6,559,000 |
| Securities available for sale | 125,829,000 | 102,332,000 | 86,923,000 | 89,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,218,000 | 617,705,000 | 636,960,000 | 633,833,000 |
| Interest-bearing deposits | 369,931,000 | 359,701,000 | 366,083,000 | 364,029,000 |
| Noninterest-bearing deposits | 251,287,000 | 258,004,000 | 270,877,000 | 269,804,000 |
| Equity capital | 83,562,000 | 86,975,000 | 89,935,000 | 92,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,138,000 | 16,591,000 | 25,278,000 | 34,005,000 |
| Interest expense | 696,000 | 1,477,000 | 2,265,000 | 3,026,000 |
| Net interest income | 7,442,000 | 15,114,000 | 23,013,000 | 30,979,000 |
| Noninterest income | 1,681,000 | 3,360,000 | 5,039,000 | 6,840,000 |
| Noninterest expense | 5,537,000 | 11,121,000 | 17,103,000 | 23,398,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,365,000 | 6,969,000 | 10,413,000 | 13,654,000 |
| Income tax | 643,000 | 1,398,000 | 2,031,000 | 2,658,000 |
| Net income | 2,722,000 | 5,571,000 | 8,382,000 | 10,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,725,000 | 69,719,000 | 72,674,000 | 75,432,000 |
| Total capital | 72,615,000 | 75,833,000 | 79,009,000 | 81,991,000 |
| Risk-weighted assets | 560,134,000 | 553,972,000 | 576,294,000 | 584,679,000 |