Call reports 2018
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2018
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 716,265,000 | 730,373,000 | 745,296,000 | 751,528,000 |
| Total loans | 473,111,000 | 484,159,000 | 493,018,000 | 486,178,000 |
| Allowance for loan losses | 5,077,000 | 5,305,000 | 5,528,000 | 5,666,000 |
| Securities available for sale | 118,355,000 | 119,423,000 | 120,934,000 | 130,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,376,000 | 629,759,000 | 643,106,000 | 647,606,000 |
| Interest-bearing deposits | 369,358,000 | 386,519,000 | 383,956,000 | 397,261,000 |
| Noninterest-bearing deposits | 248,018,000 | 243,240,000 | 259,150,000 | 250,345,000 |
| Equity capital | 75,283,000 | 77,415,000 | 79,299,000 | 82,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,489,000 | 15,219,000 | 23,283,000 | 31,594,000 |
| Interest expense | 573,000 | 1,157,000 | 1,751,000 | 2,403,000 |
| Net interest income | 6,916,000 | 14,062,000 | 21,532,000 | 29,191,000 |
| Noninterest income | 1,682,000 | 3,219,000 | 4,698,000 | 6,108,000 |
| Noninterest expense | 5,340,000 | 10,710,000 | 16,359,000 | 22,293,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,033,000 | 6,121,000 | 9,196,000 | 12,099,000 |
| Income tax | 531,000 | 1,152,000 | 1,776,000 | 2,222,000 |
| Net income | 2,502,000 | 4,969,000 | 7,420,000 | 9,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,053,000 | 61,655,000 | 64,262,000 | 66,859,000 |
| Total capital | 64,130,000 | 66,960,000 | 69,790,000 | 72,525,000 |
| Risk-weighted assets | 528,212,000 | 544,547,000 | 557,270,000 | 564,480,000 |