Call reports 2017
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2017
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 674,288,000 | 664,433,000 | 666,810,000 | 720,676,000 |
| Total loans | 460,920,000 | 479,094,000 | 491,771,000 | 496,422,000 |
| Allowance for loan losses | 4,687,000 | 4,838,000 | 5,063,000 | 4,987,000 |
| Securities available for sale | 105,274,000 | 91,680,000 | 77,509,000 | 86,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,957,000 | 559,944,000 | 565,819,000 | 619,956,000 |
| Interest-bearing deposits | 336,242,000 | 322,113,000 | 316,682,000 | 371,807,000 |
| Noninterest-bearing deposits | 236,715,000 | 237,831,000 | 249,137,000 | 248,149,000 |
| Equity capital | 69,639,000 | 72,105,000 | 74,682,000 | 76,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,986,000 | 14,067,000 | 21,331,000 | 28,790,000 |
| Interest expense | 260,000 | 561,000 | 875,000 | 1,327,000 |
| Net interest income | 6,726,000 | 13,506,000 | 20,456,000 | 27,463,000 |
| Noninterest income | 1,565,000 | 2,924,000 | 4,271,000 | 5,600,000 |
| Noninterest expense | 5,318,000 | 10,516,000 | 15,879,000 | 21,204,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 675,000 |
| Pretax income | 2,754,000 | 5,510,000 | 8,285,000 | 11,296,000 |
| Income tax | 693,000 | 1,404,000 | 2,142,000 | 3,300,000 |
| Net income | 2,061,000 | 4,106,000 | 6,143,000 | 7,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,390,000 | 57,538,000 | 60,399,000 | 59,448,000 |
| Total capital | 60,077,000 | 62,376,000 | 65,462,000 | 64,435,000 |
| Risk-weighted assets | 519,715,000 | 525,013,000 | 550,202,000 | 547,493,000 |