Call reports 2016
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2016
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 508,801,000 | 644,840,000 | 649,438,000 | 658,103,000 |
| Total loans | 330,586,000 | 423,983,000 | 440,428,000 | 443,148,000 |
| Allowance for loan losses | 3,980,000 | 4,133,000 | 4,429,000 | 4,462,000 |
| Securities available for sale | 100,970,000 | 141,784,000 | 112,815,000 | 117,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,897,000 | 566,764,000 | 567,874,000 | 578,378,000 |
| Interest-bearing deposits | 259,169,000 | 329,658,000 | 322,666,000 | 329,386,000 |
| Noninterest-bearing deposits | 196,728,000 | 237,106,000 | 245,208,000 | 248,992,000 |
| Equity capital | 46,192,000 | 70,078,000 | 72,988,000 | 72,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,252,000 | 13,477,000 | 20,351,000 | 27,128,000 |
| Interest expense | 137,000 | 429,000 | 624,000 | 807,000 |
| Net interest income | 5,115,000 | 13,048,000 | 19,727,000 | 26,321,000 |
| Noninterest income | 1,237,000 | 2,735,000 | 4,178,000 | 5,544,000 |
| Noninterest expense | 3,849,000 | 9,899,000 | 15,047,000 | 20,553,000 |
| Provision for loan losses | 268,000 | 493,000 | 768,000 | 946,000 |
| Pretax income | 2,285,000 | 5,449,000 | 8,218,000 | 10,594,000 |
| Income tax | 591,000 | 1,459,000 | 2,204,000 | 2,672,000 |
| Net income | 1,694,000 | 3,990,000 | 6,014,000 | 7,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,095,000 | 57,276,000 | 59,832,000 | 59,058,000 |
| Total capital | 41,075,000 | 61,409,000 | 64,261,000 | 63,520,000 |
| Risk-weighted assets | 381,986,000 | 480,425,000 | 495,451,000 | 502,044,000 |