Call reports 2015
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2015
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 532,493,000 | 525,660,000 | 523,556,000 | 539,303,000 |
| Total loans | 313,969,000 | 316,357,000 | 317,372,000 | 324,168,000 |
| Allowance for loan losses | 4,561,000 | 4,705,000 | 3,753,000 | 3,729,000 |
| Securities available for sale | 119,486,000 | 126,352,000 | 120,977,000 | 104,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,604,000 | 456,042,000 | 451,368,000 | 466,522,000 |
| Interest-bearing deposits | 271,643,000 | 262,644,000 | 252,731,000 | 267,090,000 |
| Noninterest-bearing deposits | 191,961,000 | 193,398,000 | 198,637,000 | 199,432,000 |
| Equity capital | 62,184,000 | 62,758,000 | 65,088,000 | 66,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,277,000 | 10,494,000 | 15,794,000 | 20,963,000 |
| Interest expense | 174,000 | 345,000 | 492,000 | 636,000 |
| Net interest income | 5,103,000 | 10,149,000 | 15,302,000 | 20,327,000 |
| Noninterest income | 1,279,000 | 2,475,000 | 3,750,000 | 5,014,000 |
| Noninterest expense | 3,862,000 | 7,681,000 | 11,617,000 | 15,591,000 |
| Provision for loan losses | 150,000 | 300,000 | 475,000 | 1,100,000 |
| Pretax income | 2,393,000 | 4,693,000 | 7,010,000 | 8,809,000 |
| Income tax | 637,000 | 1,241,000 | 1,842,000 | 2,269,000 |
| Net income | 1,756,000 | 3,452,000 | 5,168,000 | 6,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,978,000 | 54,688,000 | 56,391,000 | 57,789,000 |
| Total capital | 57,430,000 | 59,259,000 | 60,144,000 | 61,518,000 |
| Risk-weighted assets | 356,114,000 | 365,599,000 | 369,998,000 | 370,604,000 |