Call reports 2014
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2014
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 507,327,000 | 494,696,000 | 497,355,000 | 521,821,000 |
| Total loans | 288,338,000 | 297,496,000 | 312,693,000 | 318,192,000 |
| Allowance for loan losses | 3,817,000 | 3,895,000 | 4,207,000 | 4,433,000 |
| Securities available for sale | 132,190,000 | 119,307,000 | 107,519,000 | 100,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,482,000 | 428,713,000 | 429,628,000 | 453,213,000 |
| Interest-bearing deposits | 267,822,000 | 260,896,000 | 257,654,000 | 263,166,000 |
| Noninterest-bearing deposits | 175,660,000 | 167,817,000 | 171,974,000 | 190,047,000 |
| Equity capital | 56,443,000 | 58,831,000 | 60,731,000 | 60,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,024,000 | 10,083,000 | 15,226,000 | 20,491,000 |
| Interest expense | 213,000 | 417,000 | 613,000 | 796,000 |
| Net interest income | 4,811,000 | 9,666,000 | 14,613,000 | 19,695,000 |
| Noninterest income | 1,272,000 | 2,526,000 | 4,085,000 | 5,319,000 |
| Noninterest expense | 3,707,000 | 7,357,000 | 11,133,000 | 15,060,000 |
| Provision for loan losses | 75,000 | 150,000 | 375,000 | 625,000 |
| Pretax income | 2,315,000 | 4,843,000 | 7,358,000 | 9,497,000 |
| Income tax | 597,000 | 1,270,000 | 1,955,000 | 2,465,000 |
| Net income | 1,718,000 | 3,573,000 | 5,403,000 | 7,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,390,000 | 48,293,000 | 50,221,000 | 49,684,000 |
| Total capital | 50,207,000 | 52,188,000 | 54,316,000 | 53,827,000 |
| Risk-weighted assets | 337,690,000 | 340,611,000 | 348,582,000 | 358,539,000 |