Call reports 2013
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2013
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 370,160,000 | 367,528,000 | 495,419,000 | 501,149,000 |
| Total loans | 213,527,000 | 213,198,000 | 276,206,000 | 278,705,000 |
| Allowance for loan losses | 3,680,000 | 3,671,000 | 3,696,000 | 3,765,000 |
| Securities available for sale | 97,406,000 | 96,175,000 | 129,089,000 | 137,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,254,000 | 308,426,000 | 434,140,000 | 440,447,000 |
| Interest-bearing deposits | 196,233,000 | 192,125,000 | 258,876,000 | 260,633,000 |
| Noninterest-bearing deposits | 115,021,000 | 116,301,000 | 175,264,000 | 179,814,000 |
| Equity capital | 53,079,000 | 52,769,000 | 54,242,000 | 54,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,624,000 | 12,423,000 | 17,400,000 |
| Interest expense | 201,000 | 392,000 | 618,000 | 848,000 |
| Net interest income | 3,600,000 | 7,232,000 | 11,805,000 | 16,552,000 |
| Noninterest income | 1,002,000 | 1,990,000 | 3,115,000 | 4,591,000 |
| Noninterest expense | 2,700,000 | 5,525,000 | 9,101,000 | 12,713,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 1,906,000 | 3,701,000 | 5,798,000 | 8,334,000 |
| Income tax | 503,000 | 939,000 | 1,468,000 | 2,108,000 |
| Net income | 1,403,000 | 2,762,000 | 4,330,000 | 6,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,372,000 | 50,743,000 | 41,429,000 | 44,575,000 |
| Total capital | 52,249,000 | 53,637,000 | 45,125,000 | 48,340,000 |
| Risk-weighted assets | 245,553,000 | 254,243,000 | 324,291,000 | 333,124,000 |