Call reports 2012
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2012
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,243,000 | 358,381,000 | 366,375,000 | 377,880,000 |
| Total loans | 220,051,000 | 221,346,000 | 216,823,000 | 205,788,000 |
| Allowance for loan losses | 3,816,000 | 3,813,000 | 3,808,000 | 3,810,000 |
| Securities available for sale | 86,273,000 | 83,739,000 | 85,435,000 | 98,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,604,000 | 299,798,000 | 305,651,000 | 320,262,000 |
| Interest-bearing deposits | 201,536,000 | 194,194,000 | 192,848,000 | 205,272,000 |
| Noninterest-bearing deposits | 103,068,000 | 105,604,000 | 112,803,000 | 114,990,000 |
| Equity capital | 51,164,000 | 52,875,000 | 54,637,000 | 51,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,451,000 | 12,550,000 | 16,464,000 |
| Interest expense | 289,000 | 549,000 | 781,000 | 1,002,000 |
| Net interest income | 3,983,000 | 7,902,000 | 11,769,000 | 15,462,000 |
| Noninterest income | 961,000 | 1,973,000 | 3,012,000 | 3,984,000 |
| Noninterest expense | 2,803,000 | 5,553,000 | 8,405,000 | 11,256,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 2,081,000 | 4,262,000 | 6,385,000 | 8,199,000 |
| Income tax | 548,000 | 1,148,000 | 1,698,000 | 2,183,000 |
| Net income | 1,533,000 | 3,114,000 | 4,687,000 | 6,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,016,000 | 48,625,000 | 50,225,000 | 47,958,000 |
| Total capital | 49,997,000 | 51,585,000 | 53,137,000 | 50,803,000 |
| Risk-weighted assets | 245,708,000 | 247,749,000 | 246,868,000 | 239,576,000 |