Call reports 2011
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2011
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 358,427,000 | 356,234,000 | 355,454,000 | 376,703,000 |
| Total loans | 214,766,000 | 211,145,000 | 219,785,000 | 214,916,000 |
| Allowance for loan losses | 3,617,000 | 3,795,000 | 3,845,000 | 3,759,000 |
| Securities available for sale | 95,539,000 | 94,574,000 | 97,283,000 | 93,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,058,000 | 301,595,000 | 298,024,000 | 318,206,000 |
| Interest-bearing deposits | 210,284,000 | 208,268,000 | 199,766,000 | 213,756,000 |
| Noninterest-bearing deposits | 95,774,000 | 93,327,000 | 98,258,000 | 104,450,000 |
| Equity capital | 47,006,000 | 49,236,000 | 51,666,000 | 53,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,361,000 | 8,664,000 | 12,964,000 | 17,282,000 |
| Interest expense | 394,000 | 763,000 | 1,090,000 | 1,389,000 |
| Net interest income | 3,967,000 | 7,901,000 | 11,874,000 | 15,893,000 |
| Noninterest income | 879,000 | 1,933,000 | 2,879,000 | 4,076,000 |
| Noninterest expense | 2,843,000 | 5,678,000 | 8,523,000 | 11,397,000 |
| Provision for loan losses | 150,000 | 280,000 | 330,000 | 595,000 |
| Pretax income | 1,858,000 | 3,881,000 | 5,908,000 | 7,985,000 |
| Income tax | 475,000 | 1,008,000 | 1,538,000 | 2,082,000 |
| Net income | 1,383,000 | 2,873,000 | 4,370,000 | 5,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,276,000 | 45,793,000 | 47,292,000 | 48,852,000 |
| Total capital | 47,092,000 | 48,715,000 | 50,245,000 | 51,786,000 |
| Risk-weighted assets | 241,807,000 | 242,620,000 | 247,697,000 | 242,273,000 |