Call reports 2010
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2010
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 329,227,000 | 330,974,000 | 350,736,000 | 359,660,000 |
| Total loans | 189,925,000 | 193,231,000 | 204,143,000 | 215,532,000 |
| Allowance for loan losses | 3,080,000 | 3,261,000 | 3,421,000 | 3,555,000 |
| Securities available for sale | 82,977,000 | 81,844,000 | 84,599,000 | 89,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,380,000 | 278,551,000 | 296,260,000 | 306,002,000 |
| Interest-bearing deposits | 194,792,000 | 194,732,000 | 204,507,000 | 208,513,000 |
| Noninterest-bearing deposits | 83,588,000 | 83,819,000 | 91,753,000 | 97,489,000 |
| Equity capital | 45,125,000 | 46,638,000 | 48,666,000 | 48,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,123,000 | 8,338,000 | 12,632,000 | 17,007,000 |
| Interest expense | 493,000 | 944,000 | 1,382,000 | 1,805,000 |
| Net interest income | 3,630,000 | 7,394,000 | 11,250,000 | 15,202,000 |
| Noninterest income | 845,000 | 1,752,000 | 2,637,000 | 3,544,000 |
| Noninterest expense | 2,606,000 | 5,201,000 | 8,014,000 | 10,913,000 |
| Provision for loan losses | 100,000 | 280,000 | 460,000 | 600,000 |
| Pretax income | 1,769,000 | 3,683,000 | 5,431,000 | 7,252,000 |
| Income tax | 471,000 | 998,000 | 1,449,000 | 1,923,000 |
| Net income | 1,298,000 | 2,685,000 | 3,982,000 | 5,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,856,000 | 44,218,000 | 44,757,000 | 46,040,000 |
| Total capital | 45,346,000 | 46,839,000 | 47,442,000 | 48,891,000 |
| Risk-weighted assets | 203,615,000 | 215,292,000 | 222,185,000 | 235,435,000 |