Call reports 2001
COMMUNITY NATIONAL BANK & TRUST OF TEXAS — 2001
What COMMUNITY NATIONAL BANK & TRUST OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 151,466,000 | 156,314,000 | 160,461,000 | 161,839,000 |
| Total loans | 93,194,000 | 95,468,000 | 93,512,000 | 94,890,000 |
| Allowance for loan losses | 1,841,000 | 1,910,000 | 1,770,000 | 1,867,000 |
| Securities available for sale | 37,875,000 | 38,833,000 | 43,126,000 | 45,901,000 |
| Securities held to maturity | 2,373,000 | 1,869,000 | 3,303,000 | 3,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,172,000 | 129,939,000 | 132,755,000 | 134,721,000 |
| Interest-bearing deposits | 97,092,000 | 97,602,000 | 97,926,000 | 96,520,000 |
| Noninterest-bearing deposits | 31,080,000 | 32,337,000 | 34,829,000 | 38,201,000 |
| Equity capital | 18,322,000 | 18,904,000 | 20,042,000 | 20,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,903,000 | 5,815,000 | 8,687,000 | 11,467,000 |
| Interest expense | 1,138,000 | 2,233,000 | 3,269,000 | 4,157,000 |
| Net interest income | 1,765,000 | 3,582,000 | 5,418,000 | 7,310,000 |
| Noninterest income | 484,000 | 992,000 | 1,548,000 | 2,160,000 |
| Noninterest expense | 1,132,000 | 2,337,000 | 3,616,000 | 5,060,000 |
| Provision for loan losses | 70,000 | 145,000 | 310,000 | 455,000 |
| Pretax income | 1,047,000 | 2,092,000 | 3,044,000 | 3,959,000 |
| Income tax | 350,000 | 725,000 | 1,100,000 | 1,206,000 |
| Net income | 697,000 | 1,367,000 | 1,944,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,000,000 | 18,670,000 | 19,247,000 | 20,005,000 |
| Total capital | 19,269,000 | 19,986,000 | 20,545,000 | 21,325,000 |
| Risk-weighted assets | 100,819,000 | 104,662,000 | 103,363,000 | 105,047,000 |