Call reports 2026
PEOPLE'S BANK OF SENECA — 2026
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 497,359,000 | 495,508,000 |
| Total loans | 419,680,000 | 425,613,000 |
| Allowance for loan losses | 5,394,000 | 5,884,000 |
| Securities available for sale | 19,654,000 | 19,330,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 433,655,000 | 440,938,000 |
| Interest-bearing deposits | 386,493,000 | 393,461,000 |
| Noninterest-bearing deposits | 47,162,000 | 47,477,000 |
| Equity capital | 47,515,000 | 49,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,342,000 | 15,015,000 |
| Interest expense | 3,174,000 | 6,379,000 |
| Net interest income | 4,168,000 | 8,636,000 |
| Noninterest income | 384,000 | 779,000 |
| Noninterest expense | 2,301,000 | 4,540,000 |
| Provision for loan losses | 100,000 | 600,000 |
| Pretax income | 2,151,000 | 4,275,000 |
| Income tax | 525,000 | 909,000 |
| Net income | 1,626,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 49,345,000 | 51,084,000 |