Call reports 2024
PEOPLE'S BANK OF SENECA — 2024
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 450,420,000 | 464,477,000 | 474,408,000 | 474,479,000 |
| Total loans | 359,493,000 | 389,042,000 | 394,950,000 | 401,167,000 |
| Allowance for loan losses | 4,349,000 | 4,953,000 | 4,789,000 | 4,916,000 |
| Securities available for sale | 34,220,000 | 33,937,000 | 34,463,000 | 32,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,954,000 | 407,885,000 | 415,804,000 | 416,849,000 |
| Interest-bearing deposits | 341,880,000 | 358,189,000 | 374,006,000 | 375,374,000 |
| Noninterest-bearing deposits | 43,074,000 | 49,696,000 | 41,798,000 | 41,475,000 |
| Equity capital | 37,289,000 | 38,252,000 | 40,188,000 | 41,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,340,000 | 12,953,000 | 19,896,000 | 26,999,000 |
| Interest expense | 2,487,000 | 6,041,000 | 9,660,000 | 13,072,000 |
| Net interest income | 3,853,000 | 6,912,000 | 10,236,000 | 13,927,000 |
| Noninterest income | 305,000 | 625,000 | 978,000 | 1,213,000 |
| Noninterest expense | 2,153,000 | 4,056,000 | 6,186,000 | 8,588,000 |
| Provision for loan losses | 68,000 | 643,000 | 768,000 | 900,000 |
| Pretax income | 2,037,000 | 3,238,000 | 4,633,000 | 6,034,000 |
| Income tax | 466,000 | 840,000 | 1,114,000 | 1,109,000 |
| Net income | 1,571,000 | 2,398,000 | 3,519,000 | 4,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,623,000 | 41,450,000 | 42,571,000 | 43,977,000 |
| Total capital | — | — | 47,789,000 | — |
| Risk-weighted assets | — | — | 418,929,000 | — |