Call reports 2022
PEOPLE'S BANK OF SENECA — 2022
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 363,012,000 | 379,076,000 | 364,520,000 | 384,036,000 |
| Total loans | 260,769,000 | 267,258,000 | 281,812,000 | 310,636,000 |
| Allowance for loan losses | 4,695,000 | 4,677,000 | 4,853,000 | 4,932,000 |
| Securities available for sale | 52,756,000 | 53,141,000 | 49,738,000 | 48,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,655,000 | 343,424,000 | 328,960,000 | 326,636,000 |
| Interest-bearing deposits | 261,544,000 | 272,449,000 | 260,973,000 | 267,925,000 |
| Noninterest-bearing deposits | 65,111,000 | 70,975,000 | 67,987,000 | 58,711,000 |
| Equity capital | 26,667,000 | 27,150,000 | 27,548,000 | 29,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,828,000 | 10,649,000 | 14,838,000 |
| Interest expense | 401,000 | 821,000 | 1,234,000 | 1,937,000 |
| Net interest income | 2,813,000 | 6,007,000 | 9,415,000 | 12,901,000 |
| Noninterest income | 302,000 | 640,000 | 1,300,000 | 1,613,000 |
| Noninterest expense | 1,609,000 | 3,196,000 | 4,969,000 | 6,789,000 |
| Provision for loan losses | 205,000 | 205,000 | 405,000 | 580,000 |
| Pretax income | 1,301,000 | 3,246,000 | 5,341,000 | 7,145,000 |
| Income tax | 385,000 | 805,000 | 1,183,000 | 1,453,000 |
| Net income | 916,000 | 2,441,000 | 4,158,000 | 5,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,070,000 | 30,595,000 | 32,312,000 | 33,846,000 |
| Total capital | 32,701,000 | 34,291,000 | 35,942,000 | — |
| Risk-weighted assets | 289,468,000 | 294,719,000 | 289,224,000 | — |