Call reports 2021
PEOPLE'S BANK OF SENECA — 2021
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 304,037,000 | 338,379,000 | 350,567,000 | 340,718,000 |
| Total loans | 232,684,000 | 246,008,000 | 247,137,000 | 241,825,000 |
| Allowance for loan losses | 3,485,000 | 3,835,000 | 4,298,000 | 4,517,000 |
| Securities available for sale | 16,097,000 | 23,490,000 | 34,612,000 | 42,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,375,000 | 298,581,000 | 311,210,000 | 301,879,000 |
| Interest-bearing deposits | 231,025,000 | 241,242,000 | 245,541,000 | 239,523,000 |
| Noninterest-bearing deposits | 34,350,000 | 57,339,000 | 65,669,000 | 62,356,000 |
| Equity capital | 25,207,000 | 26,160,000 | 27,375,000 | 28,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,039,000 | 6,019,000 | 10,028,000 | 13,371,000 |
| Interest expense | 367,000 | 759,000 | 1,155,000 | 1,542,000 |
| Net interest income | 2,672,000 | 5,260,000 | 8,873,000 | 11,829,000 |
| Noninterest income | 494,000 | 980,000 | 1,391,000 | 1,867,000 |
| Noninterest expense | 1,442,000 | 2,777,000 | 4,421,000 | 5,989,000 |
| Provision for loan losses | 225,000 | 575,000 | 1,100,000 | 1,330,000 |
| Pretax income | 1,499,000 | 2,888,000 | 4,743,000 | 6,378,000 |
| Income tax | 320,000 | 712,000 | 1,287,000 | 1,709,000 |
| Net income | 1,179,000 | 2,176,000 | 3,456,000 | 4,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,153,000 | 26,160,000 | 27,441,000 | 28,654,000 |
| Total capital | — | — | — | 31,852,000 |
| Risk-weighted assets | — | — | — | 254,547,000 |