Call reports 2019
PEOPLE'S BANK OF SENECA — 2019
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,451,000 | 201,099,000 | 205,106,000 | 238,507,000 |
| Total loans | 156,632,000 | 162,616,000 | 169,891,000 | 200,500,000 |
| Allowance for loan losses | 2,205,000 | 2,320,000 | 2,287,000 | 2,471,000 |
| Securities available for sale | 18,866,000 | 14,637,000 | 13,963,000 | 13,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,716,000 | 180,601,000 | 182,036,000 | 204,295,000 |
| Interest-bearing deposits | 156,454,000 | 159,908,000 | 161,742,000 | 183,005,000 |
| Noninterest-bearing deposits | 19,262,000 | 20,693,000 | 20,294,000 | 21,290,000 |
| Equity capital | 18,663,000 | 19,522,000 | 20,237,000 | 21,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,925,000 | 7,510,000 | 10,412,000 |
| Interest expense | 413,000 | 839,000 | 1,273,000 | 1,853,000 |
| Net interest income | 1,993,000 | 4,086,000 | 6,237,000 | 8,559,000 |
| Noninterest income | 259,000 | 632,000 | 930,000 | 1,252,000 |
| Noninterest expense | 1,240,000 | 2,564,000 | 3,797,000 | 5,075,000 |
| Provision for loan losses | 225,000 | 400,000 | 625,000 | 850,000 |
| Pretax income | 787,000 | 1,702,000 | 2,693,000 | 3,834,000 |
| Income tax | 215,000 | 420,000 | 726,000 | 985,000 |
| Net income | 572,000 | 1,282,000 | 1,967,000 | 2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,781,000 | 19,491,000 | 20,176,000 | 21,058,000 |
| Total capital | 20,985,000 | 21,756,000 | 22,463,000 | 23,444,000 |
| Risk-weighted assets | 176,398,000 | 181,178,000 | 188,688,000 | 190,824,000 |