Call reports 2018
PEOPLE'S BANK OF SENECA — 2018
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,991,000 | 186,591,000 | 193,364,000 | 195,208,000 |
| Total loans | 143,585,000 | 148,227,000 | 154,289,000 | 153,985,000 |
| Allowance for loan losses | 1,627,000 | 1,877,000 | 1,935,000 | 2,043,000 |
| Securities available for sale | 20,333,000 | 19,931,000 | 19,436,000 | 18,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,820,000 | 163,099,000 | 170,107,000 | 171,330,000 |
| Interest-bearing deposits | 148,411,000 | 144,829,000 | 150,999,000 | 154,139,000 |
| Noninterest-bearing deposits | 18,409,000 | 18,270,000 | 19,108,000 | 17,191,000 |
| Equity capital | 15,948,000 | 16,613,000 | 17,322,000 | 18,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,303,000 | 6,644,000 | 9,017,000 |
| Interest expense | 295,000 | 593,000 | 944,000 | 1,335,000 |
| Net interest income | 1,795,000 | 3,710,000 | 5,700,000 | 7,682,000 |
| Noninterest income | 387,000 | 887,000 | 1,326,000 | 1,774,000 |
| Noninterest expense | 1,201,000 | 2,479,000 | 3,737,000 | 5,046,000 |
| Provision for loan losses | 270,000 | 500,000 | 590,000 | 750,000 |
| Pretax income | 711,000 | 1,618,000 | 2,699,000 | 3,662,000 |
| Income tax | 225,000 | 474,000 | 774,000 | 973,000 |
| Net income | 486,000 | 1,144,000 | 1,925,000 | 2,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,355,000 | 17,014,000 | 17,795,000 | 18,559,000 |
| Total capital | 17,982,000 | 18,891,000 | 19,730,000 | 20,602,000 |
| Risk-weighted assets | 159,548,000 | 162,625,000 | 169,970,000 | 177,529,000 |