Call reports 2001
PEOPLE'S BANK OF SENECA — 2001
What PEOPLE'S BANK OF SENECA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,063,000 | 27,223,000 | 29,090,000 | 28,757,000 |
| Total loans | 15,334,000 | 17,241,000 | 18,760,000 | 19,635,000 |
| Allowance for loan losses | 151,000 | 166,000 | 169,000 | 288,000 |
| Securities available for sale | 3,780,000 | 4,581,000 | 5,593,000 | 5,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,087,000 | 23,668,000 | 25,442,000 | 26,155,000 |
| Interest-bearing deposits | 17,581,000 | 20,825,000 | 21,956,000 | 22,865,000 |
| Noninterest-bearing deposits | 2,506,000 | 2,843,000 | 3,486,000 | 3,290,000 |
| Equity capital | 2,316,000 | 2,386,000 | 2,454,000 | 2,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 940,000 | 1,461,000 | 1,978,000 |
| Interest expense | 236,000 | 533,000 | 830,000 | 1,113,000 |
| Net interest income | 203,000 | 407,000 | 631,000 | 865,000 |
| Noninterest income | 104,000 | 208,000 | 276,000 | 381,000 |
| Noninterest expense | 199,000 | 403,000 | 600,000 | 815,000 |
| Provision for loan losses | 9,000 | 24,000 | 39,000 | 265,000 |
| Pretax income | 99,000 | 188,000 | 268,000 | 166,000 |
| Income tax | 16,000 | 33,000 | 49,000 | 14,000 |
| Net income | 83,000 | 155,000 | 219,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,267,000 | 2,350,000 | 2,425,000 | 2,285,000 |
| Total capital | 2,418,000 | 2,516,000 | 2,594,000 | 2,498,000 |
| Risk-weighted assets | 13,487,000 | 14,470,000 | 16,015,000 | 16,893,000 |