Call reports 2005
PARK NATIONAL BANK AND TRUST OF CHICAGO — 2005
What PARK NATIONAL BANK AND TRUST OF CHICAGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 282,359,000 | 284,755,000 | 273,256,000 | 276,546,000 |
| Total loans | 209,095,000 | 214,163,000 | 200,213,000 | 195,323,000 |
| Allowance for loan losses | 2,811,000 | 2,824,000 | 2,829,000 | 2,829,000 |
| Securities available for sale | 51,587,000 | 51,113,000 | 50,784,000 | 50,430,000 |
| Securities held to maturity | 2,949,000 | 3,943,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,664,000 | 243,074,000 | 240,334,000 | 241,843,000 |
| Interest-bearing deposits | 222,043,000 | 218,870,000 | 213,610,000 | 220,385,000 |
| Noninterest-bearing deposits | 24,621,000 | 24,204,000 | 26,724,000 | 21,458,000 |
| Equity capital | 33,395,000 | 35,105,000 | 31,151,000 | 32,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,346,000 | 8,699,000 | 13,517,000 | 19,150,000 |
| Interest expense | 1,130,000 | 2,451,000 | 3,885,000 | 5,510,000 |
| Net interest income | 3,216,000 | 6,248,000 | 9,632,000 | 13,640,000 |
| Noninterest income | 307,000 | 617,000 | 933,000 | 1,244,000 |
| Noninterest expense | 1,426,000 | 2,788,000 | 4,109,000 | 5,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,094,000 | 4,074,000 | 6,453,000 | 9,414,000 |
| Income tax | 798,000 | 1,551,000 | 2,464,000 | 3,601,000 |
| Net income | 1,296,000 | 2,523,000 | 3,989,000 | 5,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,162,000 | 32,542,000 | 29,160,000 | 31,137,000 |
| Total capital | 33,973,000 | 35,366,000 | 31,989,000 | 33,966,000 |
| Risk-weighted assets | 268,451,000 | 273,405,000 | 258,022,000 | 255,161,000 |