Call reports 2004
PARK NATIONAL BANK AND TRUST OF CHICAGO — 2004
What PARK NATIONAL BANK AND TRUST OF CHICAGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 266,643,000 | 265,953,000 | 261,837,000 | 264,896,000 |
| Total loans | 201,940,000 | 202,668,000 | 197,748,000 | 186,679,000 |
| Allowance for loan losses | 2,396,000 | 2,397,000 | 2,403,000 | 2,808,000 |
| Securities available for sale | 34,856,000 | 39,878,000 | 36,887,000 | 46,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,260,000 | 234,052,000 | 227,391,000 | 230,175,000 |
| Interest-bearing deposits | 206,403,000 | 207,692,000 | 200,973,000 | 205,564,000 |
| Noninterest-bearing deposits | 24,857,000 | 26,360,000 | 26,418,000 | 24,611,000 |
| Equity capital | 30,801,000 | 29,475,000 | 31,721,000 | 32,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,776,000 | 7,941,000 | 12,905,000 | 17,090,000 |
| Interest expense | 905,000 | 1,791,000 | 2,706,000 | 3,674,000 |
| Net interest income | 2,871,000 | 6,150,000 | 10,199,000 | 13,416,000 |
| Noninterest income | 359,000 | 807,000 | 1,186,000 | 1,496,000 |
| Noninterest expense | 1,448,000 | 2,841,000 | 4,267,000 | 5,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,785,000 | 4,119,000 | 7,157,000 | 8,853,000 |
| Income tax | 667,000 | 1,547,000 | 2,719,000 | 3,106,000 |
| Net income | 1,118,000 | 2,572,000 | 4,438,000 | 5,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,627,000 | 26,233,000 | 28,251,000 | 29,713,000 |
| Total capital | 27,023,000 | 28,630,000 | 30,654,000 | 32,521,000 |
| Risk-weighted assets | 234,876,000 | 239,608,000 | 235,176,000 | 239,338,000 |